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Showing posts from October, 2022

Choosing the Right Health Insurance Plan

The economy has millions of Americans out of work and health care insurance. American families can not wait for a health care reform plan. These families need coverage now. They rely on services such as health insurance quotes These online services provide access to health insurance, online quotes, and peace of mind. These services are priceless to many families that have access to the internet but may not have transportation to local health insurance agencies. Let's face it, unemployment barley pays the bills.Without insurance these families have no way to care for the health care needs of their families. This puts even more stress on an already stressful family situation. Knowing there are options such as health insurance quotes is a much needed peace of mind.What do health insurance quotes do? Health insurance quotes allow the buyer to put in information and choose the right health insurance quote that meets their individual or family needs. Most families and individuals ha...

Affordable Health Insurance in Washington

Difficult economic times that are producing an increase in the cost of living, an increase in unemployment and a substantial increase in the cost of health care, make shopping for affordable health insurance in Washington a necessity. Health care insurance is a must. The inability to pay for medical expenses is the leading cause of bankruptcy in the state of Washington. You need a safety net, but it must be affordable. Hopefully, the information below will help you as you shop for Washington health insurance.The Cost of Affordable Health Insurance in Washington The average cost of an individual health insurance plan in Washington in 2009 was $4,923. For a family plan, you can expect to spend nearly $13,000 over the course of a year. These numbers represent some of the highest insurance costs in the nation, rivaling those in the northeast section of the U.S. More bad news is that the cost of health insurance in Washington has risen nearly 40 percent over the past 6 years and is exp...

Health Coverage For Children 25 And Under And The Health Care Reform Act

If you have kids who are 25 years and under and you are wondering how they are going to take care of their health coverage, you are in the right place. Quite possibly your child, or young adult is just starting out in life, is college bound or getting out of college, and bouncing between jobs, better and worse jobs, especially in this economy. He has no idea how and where to get proper health coverage to protect himself financially. Many jobs do not offer insurance, colleges demand it, and health coverage prices keep going up.But there is good news when it comes to baby and health coverage for children under 25. Included in the new health care law of 2010 there is a provision that will give many young adults a reprieve from needing to seek their own insurance in the individual health insurance market, but allow them to stay signed on with their parents on the family health insurance plan until the ripe age of 26. And there are a few other helpful provisions and new health and medi...

Medical Home or Health Hub: A New Health Reform Paradigm Needs New Language

The Affordable Care Act has put forth the concept of a "medical home". The intention of this concept is that health costs could be reduced by having a central place where a multidisciplinary healthcare team would address the multifaceted health needs for you and your family.The purpose in a "medical home" is to address multifaceted issues that can become illness before they happen. While the intended focus of a "medical home" implies an effort toward primary care, that is, identifying risk factors before symptoms appear. The word "medical" still implies the presence of symptoms. Why would you go to a medical home, if you didn't have a medical condition?In order to change the paradigm toward the intended focus on health promotion, wellness and disease prevention, a change in language is required. This author proposes the term "health hub" as a more appropriate alternative.The word "health", changes the focus toward fac...